Setting Up Your New PayPal Account

PayPal is a secure online payment system that allows you to make purchases, transfer money, and manage your finances without sharing your bank or card details with stores or individuals. It has grown into a global platform with hundreds of millions of users and trillions of dollars in annual transactions.

Version/Model Info

• Android(all models)
• iPhone(all models)

Affected Platforms/Devices

• All current-generation mobile devices can use the PayPal application

Here’s a clear, beginner‑friendly walkthrough you can follow or share with someone else.

1. Get ready

1. Have these nearby:

• Email address you can open (for verification).

• Mobile phone (for text codes).

• Bank account or debit/credit card details (you can also add these later).

2. Go to PayPal

You can create an account either on a phone or a computer.

1. On a phone (app):

• Open the App Store (iPhone) or Google Play Store (Android).

• Search for “PayPal” and install the official app by PayPal, Inc.

• Open the PayPal app.

2. On a computer or browser:

• Open a browser (Chrome, Safari, Edge, etc.).

•Go to paypal.com.

3. Start the sign‑up

1. Tap or click “Sign Up” or “Sign Up for Free.”

2. Choose account type:

• Personal account for everyday shopping and sending money.

• Business account if you’re getting paid as a business.

3. Tap or click “Next” or “Get Started.”

4. Enter your basic information

1. Country and mobile number:

• Select your country if asked.

•Enter your mobile number and tap Next.

• Enter the code sent by text (SMS).

2. Email and password:

• Type your email address.

• Create a strong password (at least 8 characters, mix of letters and numbers).

3. Personal details:

• Enter your full legal name.

• Add your address, date of birth, and any other requested info.

4. Agree to the terms:

• Read the terms briefly and tap Agree or Accept.

5. Confirm your email

1. Open your email inbox.

2. Look for an email from PayPal.

3. Open it and click “Confirm Email” (or similar).

4. Sign in to PayPal again if asked—your email is now verified.

6. Add a way to pay or get paid

You can do this right away or later, but adding it now lets you use PayPal fully.

1. In the app or on the website, go to “Wallet” or “Banks and Cards.”

2. Choose “Link a bank” or “Link a card.”

3. Enter your bank routing and account number, or your card number, expiration date, and security code.

4. Follow any extra verification steps (small test deposits, text codes, etc.).

7. Secure your account

1. Go to Settings (gear icon).

2. Turn on two‑step verification (also called 2FA or security codes).

3. Choose to receive a text code or use an authenticator app when signing in.